New Ford F-150 Finance Offers near Dallas, PA

For Dallas, PA and Back Mountain area buyers looking for the best available Ford F-150 finance and lease offers, Tunkhannock Ford is just 20 miles north on Route 309. We offer Ford Motor Credit financing and lease options on all 2026 F-150 configurations — eight trim levels, six powertrains, three cab styles, and more possible build combinations than any other vehicle in the segment. The F-150 has been America's best-selling truck for over four decades, and the 2026 model continues that tradition with meaningful updates including RWD now standard on the Lariat, King Ranch, and Platinum to reduce base prices, expanded PowerBoost Full Hybrid availability across more trims, and the new STX Lobo Package for buyers who want street-performance style from the factory. Whether you are putting together a work-ready XL for the job site, financing an XLT for everyday use, or building a Lariat with the PowerBoost Hybrid to maximize towing efficiency on Wyoming County hauls, our finance team is ready to make sure every available Ford Motor Credit incentive is working for you. Apply for financing online today or get directions to Tunkhannock Ford to get started.

What's New on the 2026 Ford F-150

The 2026 F-150 arrives with several meaningful changes that directly affect how buyers should approach the trim and configuration decision. Most significantly, RWD is now standard on the Lariat, King Ranch, and Platinum trims — reducing base prices on all three by a meaningful amount compared to 2025, with 4WD available as a $3,800 option for buyers who need it. For Back Mountain buyers who deal with northeastern Pennsylvania winters, 4WD remains an important consideration, but the new RWD-standard pricing gives buyers the flexibility to add 4WD as a deliberate choice rather than paying for it by default. The PowerBoost Full Hybrid V6 — which produces 430 horsepower, 578 lb-ft of torque, and is rated to tow up to 11,600 pounds while returning 23 mpg combined — is now available on more trims than before, including the STX, making it accessible to a wider range of buyers. The new STX Lobo Package is also worth noting for buyers who want a street-performance look: it adds the 5.0-liter V8, 22-inch gloss black wheels, a two-inch lowered rear suspension, and unique aggressive styling elements exclusively on the STX SuperCrew 4WD. The King Ranch and Platinum lose the V8 engine option for 2026, focusing those trims exclusively on the EcoBoost V6 and PowerBoost Hybrid. Ford also made BlueCruise hands-free highway driving a one-time seven-year purchase rather than a monthly subscription — a meaningful change for buyers who plan to keep their F-150 long-term.

The 2026 Ford F-150 Trim Lineup

The 2026 F-150 covers more ground than any other vehicle in the full-size truck segment, with eight trim levels designed to serve buyers from entry-level work truck shoppers all the way to performance-focused off-road enthusiasts. The XL starting at $39,330 is the work-oriented baseline — available with the 2.7-liter EcoBoost V6 standard or an available 5.0-liter V8, in Regular Cab, Super Cab, and SuperCrew configurations, with RWD or 4WD, and with a 5.5-, 6.5-, or 8-foot bed. The STX starting at $41,855 adds meaningful style upgrades over the XL and is the only trim eligible for the new Lobo Package. The XLT starting at $44,695 is the volume seller and best overall value in the lineup according to Edmunds — adding a 12-inch touchscreen, power windows and locks, a chrome front bumper, remote start, and the full range of engine options including the PowerBoost Hybrid. The Lariat starting at $59,560 RWD is where the F-150 starts feeling genuinely premium — adding leather-trimmed seating, wireless charging, a Bang & Olufsen audio system, power-adjustable pedals, and BlueCruise availability, all with the new RWD standard pricing that makes it more accessible than in 2025. The Tremor is the off-road specialist — 4WD standard, 33-inch all-terrain tires, 9.4 inches of ground clearance, underbody skid plates, a Torsen limited-slip rear differential, and a unique suspension tune, available with either the 3.5-liter EcoBoost or 5.0-liter V8. The King Ranch brings Western heritage styling, full leather upholstery with embossed logos, a power running board, and premium comfort features with RWD now standard. The Platinum delivers a contemporary luxury experience with suede and leather upholstery with blue accents, massaging front seats, heated rear seats, a split-opening tailgate, and 20-inch black wheels — also with RWD now standard. The Raptor is in its own category entirely: 4WD only, FOX Live Valve shocks, 37-inch all-terrain tires, and the High-Output 3.5-liter EcoBoost producing more than 700 horsepower in Raptor R supercharged trim for buyers who want the ultimate performance F-150.

Choosing the Right F-150 Engine for Back Mountain Buyers

The 2026 F-150's six-engine lineup is one of the most flexible in the truck segment, and choosing the right powertrain for your specific use case is the most important decision in the build process. For Dallas and Back Mountain area buyers who use their F-150 primarily for daily driving with occasional light towing — hauling a trailer to a job site in Wyoming County, pulling a utility trailer to the hardware store in Wilkes-Barre — the 2.7-liter EcoBoost V6 producing 325 horsepower and 400 lb-ft of torque is the most efficient starting point, returning up to 20 mpg combined in 4WD trim with a maximum tow rating of 8,400 pounds. For buyers who want the classic V8 experience — the sound, the character, and the long-term simplicity — the 5.0-liter Ti-VCT V8 producing 400 horsepower and 410 lb-ft of torque remains available on most mid-range trims and delivers 19 mpg combined. For serious towing — boats at Harveys Lake, large campers, heavy equipment trailers — the 3.5-liter EcoBoost V6 is the answer, producing 382 horsepower and 500 lb-ft of torque with a maximum tow rating of up to 13,500 pounds when properly configured, making it the most capable towing engine in the F-150 lineup. For buyers who want the best combination of power and efficiency, the 3.5-liter PowerBoost Full Hybrid V6 producing 430 horsepower and 578 lb-ft of torque returns 23 mpg combined — the best in the lineup — while still towing up to 11,600 pounds and offering a standard 7.2kW Pro Power Onboard generator for running tools and equipment on the job site or at a campsite. Our finance team can help you understand how each engine choice affects your financing options and which configurations currently have the strongest available Ford Motor Credit incentives.

Low APR & 0% Financing on the Ford F-150

For Dallas and Luzerne County buyers looking to minimize the total cost of a new F-150, manufacturer-sponsored low APR financing through Ford Motor Credit is one of the most impactful available tools — and given the F-150's broad price range from the high $30,000s to well over $70,000 on upper trims, even a modest rate reduction can represent thousands of dollars in savings over the life of a 60- or 72-month loan. Low APR offers — sometimes as low as 0% APR for well-qualified buyers on eligible trims and configurations — rotate monthly and are tied to specific trim levels, cab styles, and loan terms. The XLT and Lariat are frequently the most competitive targets for low APR offers given their volume and popularity. Edmunds currently notes a promotional APR rate of 2.9% for a 36-month term on select configurations, which represents meaningful savings compared to standard market rates. Our finance team will walk you through exactly which APR incentives are currently available on the F-150 configuration you are building and help you compare the total value of a rate offer against any available cash-back alternative. Start your financing application online to see what you qualify for today.

Ford F-150 Lease Offers for Dallas Drivers

Leasing an F-150 is a popular choice for Back Mountain and Dallas-area buyers who want a new truck every few years, prefer a lower monthly payment than a full purchase loan, or are interested in taking advantage of future F-150 updates — including the next-generation model that Ford is expected to launch within the next two years. Ford Motor Credit lease offers are available on eligible F-150 configurations, with the XLT and Lariat being the most popular lease targets given their strong residual values and the broad range of available configurations within each trim. Lease terms typically run 24 to 48 months, with 36 months being the most common structure. Because Dallas and Back Mountain buyers often cover meaningful annual mileage on Route 309 and throughout Luzerne and Wyoming Counties, our finance team will help you select a mileage allowance that accurately reflects your real-world driving habits and protects you from end-of-lease overage fees. For high-mileage drivers or buyers who plan to use their F-150 for commercial towing and hauling, a purchase loan is often the better long-term financial choice — and our team will always be direct with you about which option makes more sense for your specific situation. Apply online or stop in to see us to review current F-150 lease offers.

Pro Power Onboard: Built for Wyoming County Work Sites

One of the most practical and genuinely useful features available on the 2026 F-150 for Dallas and Back Mountain area contractors, tradespeople, and outdoor enthusiasts is Pro Power Onboard — Ford's built-in truck bed generator system. Available on multiple trims and standard on the PowerBoost Hybrid, Pro Power Onboard delivers up to 7.2 kilowatts of exportable power from standard 120V and 240V outlets built into the truck bed and cab. For Wyoming County contractors who need to run a miter saw, air compressor, or power tools at a job site without a separate generator, or for Back Mountain outdoor enthusiasts who want to power a campsite without hauling extra equipment, Pro Power Onboard turns the F-150 into a self-contained power station. It is worth factoring this capability into your trim and engine decision when building your F-150 — and our finance team can walk you through how different Pro Power Onboard configurations interact with currently available Ford Motor Credit offers.

Cash Back & Bonus Cash on the Ford F-150

In addition to low APR and lease incentives, Ford and Ford Motor Credit periodically offer cash back and bonus cash programs on eligible new F-150 models that directly reduce your purchase price at the point of sale. For Dallas buyers, these savings can be applied toward a down payment, used to reduce the financed amount, or taken as direct savings off the vehicle price. Available programs include Ford Loyalty Cash for current Ford owners purchasing or leasing a new F-150, conquest bonus cash for buyers switching from a competing truck brand such as Chevrolet Silverado, GMC Sierra, or RAM 1500 — all common vehicles in Luzerne and Wyoming County — and trade-in assistance for buyers trading in an existing vehicle. Edmunds notes that select trims like the Lariat have shown approximately a 4.5% savings potential off MSRP, and that XL and STX models tend to sit on dealer lots longer — which can provide additional negotiating leverage. Our finance team will identify every applicable incentive for your specific build and situation.

Military & First Responder Appreciation Programs

The Dallas and Back Mountain area is home to a proud community of veterans, active-duty military personnel, police officers, firefighters, and emergency responders — and Ford Motor Credit's dedicated appreciation programs are designed to recognize their service on any new F-150 purchase or lease. Ford's Military Appreciation Program provides bonus cash for active-duty military personnel, veterans, retirees, reservists, and qualifying family members. Ford's First Responder Appreciation Program provides bonus cash for qualifying police officers, firefighters, paramedics, EMTs, and other emergency personnel. Both programs can typically be combined with other available Ford Motor Credit incentives for maximum total savings. If you believe you qualify, mention it when you apply for financing online or bring your documentation to the dealership so our team can factor it into your deal from the start.

Safety on Every 2026 Ford F-150

Every 2026 F-150 comes standard with Ford's comprehensive suite of driver-assist technology — including adaptive cruise control, lane-keeping assist, blind spot monitoring with rear cross-traffic alert, automatic high beams, evasive steering assist, rear parking sensors, and front and rear automatic emergency braking. Surround-view cameras are standard on the King Ranch and above. Available BlueCruise hands-free highway driving — now a one-time seven-year purchase rather than a monthly subscription starting with the Lariat — allows fully hands-free driving on mapped divided highways, a meaningful upgrade for Dallas buyers who travel regularly on Route 309 and I-81. Trailer-specific safety features, including a trailer camera system and Pro Trailer Backup Assist, are available across multiple trims for buyers who tow regularly.

Financing for All Credit Situations

Ford Motor Credit works with a wide range of credit profiles, and the finance team at Tunkhannock Ford has experience helping buyers from Dallas, Shavertown, Harveys Lake, and throughout Back Mountain and Luzerne County find a workable financing path regardless of credit situation. The most competitive APR offers and lease terms are typically available to well-qualified buyers, but Ford Motor Credit also provides financing options for buyers with average or below-average credit. Where Ford Motor Credit is not the best fit, our team works with additional lending partners to find the right solution. We will always take the time to understand your situation honestly, present every available option clearly, and make sure you leave with a deal that works for your budget — whether you are financing a base XL work truck or building a fully loaded Lariat with the PowerBoost Hybrid. Submit your financing application online before your visit to give our team a meaningful head start.

How to Get to Tunkhannock Ford from Dallas, PA

Tunkhannock Ford is an easy and direct drive from Dallas, PA — approximately 20 miles north via Route 309 through the Back Mountain region and into Wyoming County, taking roughly 25 to 30 minutes. Many Dallas and Back Mountain area buyers make the trip to take advantage of our F-150 inventory, Ford Motor Credit finance offers, and the personal, no-pressure experience our finance team provides. To save time on your visit, we encourage you to apply for financing online before you arrive so our team has everything ready when you walk through the door. Get directions to Tunkhannock Ford and come see the full 2026 Ford F-150 lineup in person.

Frequently Asked Questions

What kinds of Ford F-150 finance offers are available near Dallas, PA?

Ford F-150 finance offers for Dallas-area drivers at Tunkhannock Ford through Ford Motor Credit typically include manufacturer-sponsored low APR financing, competitive lease offers, cash back and bonus cash incentives, and targeted programs for military personnel, first responders, loyal Ford owners, and college graduates. Offers vary by trim, cab style, engine, and month and are subject to credit approval and vehicle availability.

What trim levels are available on the 2026 Ford F-150?

Eight trims: XL ($39,330), STX ($41,855), XLT ($44,695 — most popular/best value), Lariat ($59,560 RWD), Tremor (4WD only), King Ranch (RWD standard), Platinum (RWD standard), and Raptor (4WD only). RWD is now standard on the Lariat, King Ranch, and Platinum for 2026, with 4WD available for an additional $3,800.

What engines are available on the 2026 Ford F-150?

Six powertrains: 2.7L EcoBoost V6 (325 hp, 8,400 lb tow max, 20 mpg combined 4WD); 5.0L V8 (400 hp, 19 mpg combined); 3.5L EcoBoost V6 (382 hp, 13,500 lb tow max, 19 mpg combined); 3.5L PowerBoost Hybrid V6 (430 hp, 578 lb-ft, 11,600 lb tow max, 23 mpg combined); 3.5L High-Output EcoBoost (Raptor); and 5.2L supercharged V8 (Raptor R). All pair with a 10-speed automatic.

How much can the 2026 Ford F-150 tow?

Maximum tow capacity is up to 13,500 pounds with the 3.5-liter EcoBoost V6 and Tow/Haul Package. The PowerBoost Hybrid tows up to 11,600 pounds. The 2.7-liter EcoBoost tops out at 8,400 pounds. Maximum payload is up to 2,440 pounds depending on configuration.

Are there Ford F-150 finance offers for military and first responders near Dallas, PA?

Yes. Ford's Military Appreciation Program provides bonus cash for active-duty military, veterans, retirees, reservists, and qualifying family members. Ford's First Responder Appreciation Program provides bonus cash for qualifying police officers, firefighters, EMTs, paramedics, and other emergency personnel in the Dallas and Back Mountain area. Both can typically be combined with other available Ford incentives.

How far is Tunkhannock Ford from Dallas, PA?

Tunkhannock Ford is approximately 20 miles from Dallas, PA — about a 25 to 30 minute drive north on Route 309. You can also apply for financing online before your visit to have everything ready when you arrive and minimize your time at the dealership.

Summary

Dallas, PA drivers looking for the best available Ford F-150 finance and lease offers will find a knowledgeable, no-pressure finance team and the full suite of Ford Motor Credit incentives waiting at Tunkhannock Ford — just 20 miles north on Route 309. With eight trim levels, six powertrains, up to 13,500 pounds of towing capacity, and America's only built-in truck generator available in the PowerBoost Hybrid, the 2026 F-150 is the most capable and configurable truck in the full-size segment — and our team will make sure you get into the right build at the best available price. Apply for Ford F-150 financing online today, browse our current F-150 inventory, or get directions to Tunkhannock Ford and let us put together the right deal for you.